Colorado's HEAR, Xcel Energy, and state rebates can cut upgrade costs dramatically. This free tool shows you exactly what you qualify for — including hidden costs most contractors don't mention.
Your privacy is protected. We never sell your information or share it with third parties. Your answers are used only to generate your personalized assessment. Information is shared with a contractor only if you explicitly choose to request a quote at the end. To improve the tool, we log anonymous session data — personal details are only saved when you submit the contact form.
About this tool
This tool was built by a Highlands Ranch homeowner who spent months navigating Colorado's home energy rebate landscape — and was frustrated by how complicated and confusing it was. After personally researching HEAR, Xcel rebates, heat pump options, and electrical prerequisites, the goal was simple: build the resource that should have existed from the start.
This is an independent, unbiased tool. Contractors are listed based on verified certifications and Google Reviews — not on who pays more. Your information is never shared without your explicit consent.
Honest assessment of your systems including equipment ages
Hidden electrical costs of gas-to-electric conversions flagged upfront
HEAR + Xcel Clean Heat + Whole Home Efficiency + CO state credit stacked
Personalized home summary with ranked upgrade recommendations
Contractor referrals — only when you explicitly ask for them
Colorado-specific · Free · No email required · About 5–8 minutes
Household income.
Colorado's largest rebates — the federal HEAR program — are income-based. To calculate exactly what you qualify for, we need your county, household size, and income bracket.
Your Household
Why we ask: HEAR rebates use HUD's published low-income limits — adjusted by county and household size — not a generic statewide figure. The 80% AMI cutoff for a 4-person household is $104,200 in the Denver metro but $81,600 in most rural counties. Getting this right determines whether you qualify for 100%, 50%, or 0% of HEAR rebate amounts. Your answers stay private and are never shared.
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🔒 Used only to match your tier on this page — not saved, not sent anywhere.
🏠 You may also qualify — no invoice required
Colorado Weatherization Assistance Program (WAP)
At your income level, you may qualify for free home upgrades — insulation, air sealing, furnace repair/replacement — installed at no cost by a local agency crew. No invoice. No rebate to track. Just work done.
WAP is administered by regional sub-grantees. Use the link below to find the agency serving your county.
Find your WAP agency & apply →Tip: Apply for WAP and pursue HEAR simultaneously — they serve different needs. WAP wait times can be months, so start both now. Homes weatherized within the past 15 years are not eligible for re-weatherization.
Your home & systems.
This helps us size your rebates accurately and flag any compatibility issues.
Home Size
Heating System
Other Systems
Energy setup.
Your utility and billing type affects which Xcel programs you qualify for.
Electric Utility
ℹ️Xcel rebates shown in this tool are for Xcel customers only. Check your utility's website for available programs. HEAR rebates are available regardless of utility.
Gas Utility
⭐Clean Heat bonus unlocked. Because you're an Xcel gas customer, your heat pump rebate triples. On a typical 3-ton heat pump (sized for ~2,200 sqft), that's +$4,500 in extra rebates beyond the base Xcel offer. A matching +$1,500 bonus applies to a heat pump water heater. ("Ton" = heat-pump capacity; 1 ton ≈ 12,000 BTU/hr of heating or cooling. Your contractor sizes the system for your home.)
Billing & Rate Plan
💡On RETOU, heat pumps and heat pump water heaters should be scheduled to avoid 5–9 PM peak hours to minimize electricity costs. Most modern systems have smart scheduling built in.
Other Energy Details
🏔️ Mountain Energy Project ZIP
Your ZIP code qualifies for 3–6× standard Xcel rebate amounts through the Mountain Energy Project.
Your home profile.
Here's what we found — and our recommendations before you look at rebate amounts.
Your rebates.
Check the upgrades you're planning. Rebates stack automatically.
Don't leave money on the table.
Several programs have hard deadlines. Here's what you need to know before you act.